START YOUR SURPLUS FUNDS
RECOVERY BUSINESS
BY PARTNERING WITH US AND EARNING
50/50 SPLIT COMMISSION
We fully set up your entire business and you handle what we set up for you. You make calls, send texts and follow up using our fully CRM platform. When we earn so do you, earning 50/50 split on contracts that are paid out in the future.
Asset Recovery Agents of America - Money Making CRM will take on the full legal risk of hiring legal consel to assist with filing these claims and we handle all the paperwork, upload all the leads, manage your CRM platform on the partnership program. No cost. No Risk. Just real earning potential.
We partner with people in the USA, Philippines, and many other countries all around the world.
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Hi, I’m Ben Naranjo
I began my journey in the surplus funds recovery business three years ago with a clear vision to empower others to start their own business and achieve financial independence. My mission is to make entrepreneurship accessible, professional, and rewarding for everyone ready to take the next step.
Hi, I’m Jose
I specialize in building and optimizing CRM systems and automations. I’ve worked closely with Ben to help build the company from the ground up by creating efficient systems, workflows, and processes that support both the team and our clients. As the CRM Manager, I focus on making operations smoother and improving the overall customer experience.
FAQ's
How Do We Earn Money in the Surplus Funds Industry?
Asset Recovery Agents of America earns money by helping claimants recover surplus funds through a contingency-based legal process:
- We do not charge clients upfront.
- Attorneys work on contingency, meaning they only get paid if the case is successful.
- Once a case pays out, Asset Recovery Agents of America receives a net profit after all legal fees, notary fees, and administrative costs are covered.
- In the partnership program, that net profit is split 50/50 between Asset Recovery Agents of America and the cold-calling partner.
This is a pipeline business: the more cases submitted, the more future payouts.
What is a surplus funds recovery business?
A surplus funds recovery business helps individuals reclaim money they are legally owed after a foreclosure or tax deed sale. When a property is sold at auction for more than what was owed, the remaining balance — called "surplus funds" — belongs to the former property owner. We help locate these individuals and guide them through the process of recovering those funds.
How does the partnership program work?
Partners cold call leads inside their own CRM account. When they identify a positive lead, they mark it and submit it to Asset Recovery Agents of America. We take over the legal process, file the case, and handle all fees. Once the case pays out, the net profit is split 50/50.
What does “net profit” mean?
Net profit is the amount remaining after attorney fees, notary fees, court costs, and administrative expenses are paid. The partnership split is based on this net amount.
How long does a surplus funds case take?
Cases typically take 30 days to 12 months, depending on the court, the attorney, the paperwork speed, and whether heirs must be located.
Do all cases get approved?
No. Some cases are denied due to incorrect claimant information, legal restrictions, or missing documentation. Only successful cases are paid out and split.
What does the partner actually do?
Partners cold call leads, respond to inbound CRM communication, identify positive leads, and submit them. Asset Recovery Agents of America handles contracts, claimant verification, attorney coordination, paperwork, and filing.
Is there any cost to become a partner?
No. The partnership program is 100% free. Partners only invest their time.
What tools do partners receive?
Partners receive:
- A CRM account
- A2P registration
- Business phone number
- Cold call scripts
- Training videos
- One-on-one coaching with Ben
- 24/7 support
- Daily lead uploads (300–500 per day)
What is A2P registration?
A2P (Application-to-Person) registration verifies your business phone number for legal texting compliance. Setup takes 7–14 business days.
How are partners paid?
U.S. partners are paid by check.
International partners are paid through Remitly.
Can partners live anywhere in the world?
Yes. Cold calling can be done from any country.
What are the calling rules?
Partners must follow U.S. telemarketing laws:
- Call Monday–Saturday
- No calling on Sundays
- Call between 9:00 AM and 8:00 PM local time
- Violating calling laws can result in lawsuits
How often are leads uploaded?
Leads are uploaded Tuesday through Saturday, based on auction schedules.
How does case tracking work?
All cases are tracked on a shared Trello board for full transparency. Partners can see which cases are approved, denied, or pending.
What support is available?
Partners receive 24/7 support via email or text directly to Ben.
Can I start my own surplus funds business instead?
Yes. You can operate independently and keep 100% of profits, but you must pay all fees yourself (attorney, notary, CRM, leads, etc.).
Is the surplus funds industry saturated?
No. Most people have never heard of surplus funds. Foreclosures occur daily nationwide, creating constant new opportunities.
How do I get approved?
Fill out the form below, and we will contact you and discussed about the partnership program.
To apply, fill out the form below.
You can also give us a call at +1 303 242 9976
or email me at [email protected]
